What If the Other Driver Doesn't Have Enough Insurance?
Some drivers choose to break the law and drive without insurance. And even if the other driver does have insurance, he or she may not have enough liability coverage to compensate you fully. You could also be involved in an accident with a hit-and-run driver who is never found.
If you have uninsured and underinsured motorist protection (UIM), you can file a claim with your own insurance company to provide the compensation that would have come from the other driver's insurance.
Your other legal option is to pursue compensation from the at-fault driver's assets, but this can be a difficult and time-consuming process - and the at-fault driver may not have enough assets for you to recover in the first place.
Depending on the circumstances of your accident, there may be other avenues of compensation as well. That's why we strongly recommend you contact us as soon as possible if you have been injured in an accident. You can meet with one of our attorneys for a free consultation. There is no cost and no obligation - we just want you to be aware of your options to seek compensation. Call (949) 757-0707 today.